Rent to Own

    rent to own program in orlando

    LEASE WITH A RIGHT TO PURCHASE

    Looking for a rent to own style option for your next home? Do you have less than perfect credit? A prior foreclosure or bankruptcy? Struggling to find a lender that will approve you for a mortgage? No worries, there is a good chance we can help through the Lease with Right to Purchase Program. It is a transparent and fair process and there are no large down payments or non-refundable deposits.

    PROGRAM QUALIFICATIONS

    In order to qualify for the program, you must meet the following criteria:

    • Minimum 6-months of stable employment
    • Minimum household income of $50,000 per year (before taxes)
    • A credit score of around 575* or higher
    • Chapter 7 bankruptcies are DISCHARGED
    • Chapter 13 bankruptcies are in the payment plan stage and ALL payments are made on time
    • No felony convictions.
    • No prior evictions or outstanding apartment collections
    • You can not be currently in default under a lease agreement
    • Debt to income ratio (including requested rent) below 45%

    HOME CRITERIA

    Not all homes qualify. Here is a list of the main requirements for homes to be able to be approved in the program:

    • 2-bedrooms or more
    • 2-bathrooms or more
    • Home value from $150,000 to $450,000
    • Top-rated high school district
    • Can not be located along a major highway, under airport flight paths, under high tension power lines.
    • Single-family home or townhouse (fee-simple, no condos)
    • Traditional Purchases ONLY that are move-in ready – Bank Owned, Short Sales, or Auctions are not considered.
    • Minimum monthly rent is ~$1300/month and up.

    LEARN MORE ABOUT THE PROGRAM

    Contact Us Now

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